The subject of insurance includes the life, health, and working capacity of the Insured Person, as well as any medical expenses that the Insured Person may incur in connection with the provision of medical assistance.

The insured persons under the insurance contract are natural persons who are non-residents of Ukraine (foreign nationals) legally traveling within the territory of Ukraine.

Insurance covers medical expenses related to the provision of medical assistance to the Insured Person during travel within the territory of Ukraine in connection with:

• an acute illness;
• bodily injury; or
• a health disorder resulting from an accident,

provided that such event occurs during

The sum insured for each Insured Person shall be established, at the Policyholder's option, in one of the following amounts:

• UAH 100,000;
• UAH 1,500,000.

Minimum insurance premium: UAH 165.00 for the first three days of insurance.

Maximum insurance premium: UAH 266.00 for the first three days of insurance.

No deductible applies.

Territory of insurance:

Ukraine, except for:

• territories where active hostilities are taking place;
• territories temporarily occupied by the Russian Federation, as determined by the applicable legal acts of the state authorities;
• areas located within 50 km of the above-mentioned territories; and
• territories where a special access regime (entry/stay/exit restrictions) has been established.

The Insurance Contract is concluded for a period of up to one year.

The Insurance Contract becomes effective on the date specified therein, but not earlier than the date the insurance premium is credited to the Insurer's current account.

Extension of the Insurance Contract is not permitted.

Failure by the policyholder or the insured person to comply with the obligations set forth in the Insurance Contract, including failure to notify the Insurer of an insured event without valid reasons in a timely manner or failure to pay the insurance premium (or any subsequent installment) on time, may result in refusal to pay insurance indemnity.

This insurance product is not offered together with any ancillary and/or additional non-insurance goods, works, or services as part of a single package or agreement.

No discounts are available for this insurance product.

No promotional offers are available.

1. Material information relevant to the assessment of insurance risk under the medical expenses insurance contract for foreign nationals entering Ukraine includes any information regarding the Insured Person, their health condition, and the circumstances of their travel that may affect the likelihood of an insured event or the amount of potential loss.
2. When concluding the Insurance Contract, the Policyholder shall disclose to the Insurer all circumstances known to them that may affect the assessment of the insurance risk and shall promptly notify the Insurer of any changes to such circumstances within the time limits specified in the Insurance Contract.
3. Failure to disclose or concealment of material information regarding the Insured Person's health condition, purpose of travel, conditions of stay, or any other factors affecting the insurance risk may constitute grounds for revision of the contract terms, refusal to pay insurance indemnity, or early termination of the Insurance Contract in accordance with applicable law and the insurance terms and conditions.
4. The Insurer has the right to verify the accuracy of the information provided by any means that do not conflict with the legislation of Ukraine, including by requesting information from competent authorities, healthcare institutions, and other organizations within the scope permitted by the Insurance Contract.

Before deciding whether to conclude the Insurance Contract, and in order to make an informed decision regarding insurance coverage, PJSC "IC "Euroins Ukraine" requests that you carefully review the information regarding exclusions from insurance coverage, grounds for refusal of insurance indemnity, the Insurer's limits of liability for specific insured objects, insured risks and/or insured events, as well as the procedure for calculating and making insurance payments.