5 advantages of medical insurance from Euroins: why it is beneficial for your business

Today, corporate medical insurance is no longer just a nice bonus to employee salaries that only large corporations can afford. In today's Ukrainian reality, it is the foundation of stability and confidence for any team. For small and medium-sized businesses, which face the challenges of staff shortages and stress on a daily basis, medical insurance is an effective way to show genuine care for people. Euroins offers insurance programmes that allow companies of any size to obtain quality medical services and reliable financial protection.

1. Flexibility for small and medium-sized businesses

Today, corporate medical insurance is available even for small teams. At Euroins, a full insurance package can be arranged for a team of 10 or more people, allowing small businesses to enjoy the benefits of corporate programmes.

We understand how important financial predictability and convenience of payments are for businesses. That is why we offer a flexible payment schedule: you can make a one-time payment, choose quarterly payments, or make monthly payments. Each client is assigned a personal account manager who assists and supports your team in all administrative and medical matters.

2. Double financial protection: for the employee and the company

When someone on the team becomes seriously ill, it is a financial challenge for everyone. Without insurance, the cost of surgical treatment for cardiovascular diseases can exceed 100,000 UAH, and standard surgical procedures, such as appendicitis, cost from 20,000 UAH. The policy takes this burden off the employee's shoulders: we take care of organising assistance and paying the bills.

For businesses, medical insurance at Euroins is also financially predictable. We work according to the principles of evidence-based medicine and clinical protocols. Medical coordinators accompany insurance cases, helping patients receive timely and reasonable medical care. This approach ensures the quality of treatment and allows the company to predict costs without hidden or unreasonable charges.

3. Programme content: what exactly does your team get?

Medical insurance is not just about emergencies. Euroins programmes offer a flexible set of options that you can tailor to your needs. In addition to basic care (ambulance, outpatient treatment, hospitalisation), the programme can be personalised according to the needs of each client. Thus, you can add dentistry, preventive examinations, telemedicine, vaccination or vitaminisation of the insured to the policy.

We pay special attention to complex conditions. Coverage can include diagnosis and treatment of critical illnesses, such as diabetes, cancer, or viral hepatitis. This way, you provide your team with truly reliable support and confidence.

4. Responding to the challenges of wartime

The war has changed priorities, and we have adapted our products to the current conditions. Today, Euroins offers options that are vital for Ukrainians: coverage for injuries sustained as a result of military action and professional assistance for PTSD. Psychological support is no longer a trend, but a necessity for maintaining team productivity.

It is important that during wartime, medical insurance not only provides access to medical services, but also creates a sense of security, which directly affects the engagement and stability of the team. In particular, access to medical facilities does not depend on the region where the employee is located. In the context of relocation and team mobility, it is important that the entire team has access to quality medical care throughout Ukraine. In addition, we help companies create a safer internal environment. As part of our cooperation, we can organise corporate training courses on providing first aid. This is not only a useful skill, but also an element of team building in difficult times.

5. Service without bureaucracy: speed and digitalisation

We value your employees' time. The medical assistance provided by our partners is available 24/7, and the average response time to a call is no more than 20 seconds. Employees do not need to search for a clinic among our 3,700 partners themselves — a coordinating doctor will organise everything for them.

All users have access to a personal account on the assistance website, as well as a mobile app upon request. To ensure the effectiveness of the service, feedback is collected through questionnaires and surveys of insured persons.

As a standard, the insurance company guarantees payment for treatment within the scope of the insured event. And if an employee still has to pay for services on their own (for example, in the event of a blackout and lack of communication), the online settlement procedure allows them to receive compensation in a few days without any visits to our office.

The results of our work speak for themselves: 95% of Euroins' corporate clients renew their contracts with us year after year. Would you like to learn more and calculate the optimal programme for your team? Write to us at [email protected] or leave a request on the website: https://euroins.com.ua/korporativnim-kliyentam.